· Flooding is the most common natural disaster in the United States, and if you own a home, you’re probably at risk from water damage. Because recent Federal Flood Insurance Reform has caused flood insurance premiums to soar – from $2,500 a year to $9,500 a year and more depending on your zone, it’s important to know whether your new home is in a flood zone.
Last week, the U.S. Senate took action on a bill that would help coastal homeowners – especially those in Southwest Florida – combat high flood insurance premiums and passed the Homeowner Flood Insurance Affordability Act of 2013.
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Ben Diamond, D-St.Petersburg, introduced a bill last session that asked the state to. strengthening brickell bay Drive and installing a new stormwater system in the flood-prone Fairview.
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No, a homeowner’s insurance policy typically does not include flood coverage; however, we can provide you with access to a policy from the National Flood Insurance Program (NFIP) for limits up to $250,000 on dwellings and $100,000 on contents. To learn more about Flood Insurance, contact a People’s Trust Sales Representative.