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HARP is a government program known in full as the home affordable refinance Program. Although we are not the government, we provide a network of qualified, experienced HARP Mortgage Lenders committed to helping homeowners who are trying to refinance an underwater mortgage and take advantage of all the benefits the HARP program can offer.

What was HARP? The Home Affordable Refinance Program (HARP) was a government program that officially ended on December 31, 2018. HARP was created. Although the HARP eligibility is generous in terms of qualifying for loans, lenders have added extra requirements. have left numerous comments since the rollout of the HARP 2.0 program and more.

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Basic HARP Eligibility Requirements: Loan amount is more than 80% of home’s value Never refinanced under the HARP program Current and up to date on all mortgage payments No late mortgage payments in the last 12 months Current loan is owned by Fannie Mae or Freddie Mac Current loan was obtained or purchased by Fannie Mae/Freddie Mac before May.

HARP replacement programs. HARP program has expired on December 31, 2018. To ensure that high LTV borrowers who are eligible for HARP program continue to have a refinance option the Federal Housing Agency (FHFA) launched new programs:

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Michigan HARP Loan Program | Call 248-674-6450 for Eligibility . Program (HARP). Basic eligibility requirements for HARP and how to apply.. New HARP program now allows more homeowners to refinance. Federal.

Questions About Getting A HARP Loan. Questions About Mortgage Relief Through Spokane HARP. HARP has already helped millions of Spokane homeowners who were underwater on their mortgages, and now the program has been revised and expanded to make it.

Q: I bought my home in 2010 with an FHA loan, am I eligible for this refinance program? A: Not at this time. The Harp 2.0 Refi is for loans originated on or before June 1, 2009 that are owned by.

The HARP refinance program expires in December 2018.. majority of HARP- eligible homeowners are either unaware that the program exists,

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If so, you could be among the nearly 15,000 Tampa Bay homeowners eligible to refinance under a federal. extend its popular Home Affordable Refinance Program, or HARP, through 2016. To qualify, your.

The HARP program used to place a maximum LTV ratio cap of 125% on borrowers, but this is no longer the case, so if you were turned down for a HARP loan for that reason in the past, you may be.