Fannie Mae streamline refinance without appraisal loans and other mortgage refinance without appraisal packages have other benefits. Most of them come with relaxed qualification standards, making it easier for you to qualify for a refinance even if your debt-to-income ratio is tight or if you have less than perfect credit.

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Do we always need an appraiser to tell us what a house is worth? The two biggest sources of mortgage financing in the country – Freddie Mac and Fannie Mae – think not. With no formal public.

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