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You can still get what is called a “consolidation loan” to pay off the high-interest credit card debt. The interest rate on the loan will be higher than a mortgage rate. smallest balance and throw.

That correlates with an increase in student-loan debt, which has become the second-highest consumer debt in the country (behind mortgage debt. when they were faced with the choice of committing.

Oh, and let me underscore the tea-party revolt against runaway government spending and debt-creation. There’s a great story in Friday’s Wall Street Journal called "Tea Party’s Rise Gives Business.